12 month Certificate Special

Earn more when you choose a 12 month Certificate account!

A minimum of $500.00 is required to open a Certificate account. Dividend rate of 3.00% / 3.03% APY.

Fixed Rate Information. These Accounts are subject to a Fixed Rate. For details, refer to the separate account disclosure rate supplement.

Minimum Balance Requirements. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed APY and to keep Your Account open.

Transaction Limitations. Once established, You may not make additional deposits into Your Account prior to the Maturity Date.

Maturity Date. Your Account will mature after the term indicated on the separate account disclosure rate supplement.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the funds before the maturity date. For Accounts with a term to maturity less than or equal to 12 months, the penalty imposed will equal 30 days of dividends. For Accounts with a term to maturity greater than 12 months, the penalty imposed will equal 90 days of dividends.

Renewal Policies. Your Account will renew automatically at maturity, You will have a 7-calendar-day grace period following the Maturity Date to make withdrawals and/or deposits without penalty.