Banking with Advantage - Advantage Credit Union | Mansfield, Ohio

Contact Us

Physical Address: 700 Stumbo Road, Ontario, Ohio 44906 
Mailing Address: P.O. Box 2674, Mansfield, Ohio 44906
Hours: Monday - Friday from 8 a.m. - 5 p.m.
               Saturday from 9 a.m. - 1 p.m. in the Drive-Thru only
Phone: 419-529-5603
24/7 Automated Teller Voice Response System: 419-529-5603, option 1
Fax: 419-529-5068


  • Advantage Credit Union - Ontario Office, 700 Stumbo Road, Ontario, OH
  • Advantage Credit Union - Lexington Avenue Kiosk, 270 Lexington Avenue near Shaw Ott Medical, Mansfield, OH
  • Advantage Credit Union - Ashland Road Kiosk, 860 Ashland Road near Boliantz Hardware, Mansfield, OH
  • Mansfield Municipal Court Building, 30 N. Diamond St. (open during business hours only), Mansfield, OH

    You may also visit the Alliance One Network to find an ATM near you. There are over 4,900 ATM locations you can use without getting a foreign surcharge fee. 

Thank you for your interest in Advantage Credit Union. Please let us know how we can help you.

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Benefits & Services

As an Advantage Credit Union member, you have access to a wide variety of benefits, products, and services.  Learn more about the credit union way of banking that helps you bank with ease.

Online Banking

Check balances, transfer money between your accounts, view paid checks and more! Use our easy, mobile-ready online banking system.

Online Banking Login

External Transfers & Remote Deposit Capture

Create an External account from another financial institution in order to move funds to or from this account to your Advantage online banking accounts. Remote Deposit Capture (RDC) allows you to digitally scan the image of your paper check and electronically transmit it to us. Find detailed instructions here: External Transfer, Remote Deposit Capture

Ordering Checks 

We are using Main Street as our new check partner for personal and business checks. Speak with a credit union representative to place your first order with Main Street. Then, future orders can be made online by clicking the Reorder Checks link below or by contacting us.

  • Over 60 styles available in both singles and duplicates
  • Single check option includes 90 checks and 18 deposit tickets
  • Duplicate check option includes 90 checks and 15 deposit tickets
  • First Class delivery typically within 3-6 days
  • Basic Package best suited for low volume check writers with 14 styles available, either 30 single checks or 36 duplicate checks

As an Advantage Credit Union member, you have access to a wide variety of benefits and rewards programs.  Learn more about these benefits and find the services you need to bank with ease.

 Accidental Death and Dismemberment Insurance: FREE

When you open a Savings Account and start your lifetime membership with us, all members get $2,500 of complementary Accidental Death and Dismemberment Insurance Coverage from American Income Life Insurance Company. For those 18 and older, you can claim an additional $2,000 worth of coverage through TruStage. This exclusive benefit for members is a great supplement to life insurance and can pay a cash benefit to your beneficiary if there is an accidental death, hospitalization, or dismemberment due to an accident. More coverage is available with a small fee. Visit American Income Life online or by calling (419) 344-4832. Claim your TruStage free benefit at or call 1 (855) 612-7910. 

Advantage CU CardNav (ACU CARDNAV) by CO-OP-Debit Card Controls

Instantly set the terms for when, where, and how your debit card is used. Advantage CU CardNav puts you in control of your debit card. You can turn your card on and off, control where your card is used, receive alerts, set spending limits, and manage transactions. Download the Advantage CU CardNav app today by clicking the buttons below. 

   Advantage Credit Union CardNav Privacy Policy

Advantage CU Mobile - App

Access your Advantage Credit Union Mobile Accounts 24/7 from anywhere with Advantage CU Mobile, free in the Google Play Store or the Apple Store. It's fast, secure, and free for all ACU members. Make sure to look for our logo and select the correct credit union by searching for Advantage CU Mobile. There are many other credit unions that have the word advantage in them. Let us know if you need help.

ATMs - Alliance One Network - No Fees

You have surcharge-free access to over 5,000 locations, including the District of Columbia and Puerto Rico, when using ATMs in the Alliance One Network. Find a branch or an ATM near you by visiting the Alliance One Network site, or contact us for help at (419) 529-5603. Don't pay to get your own money!

Automated Teller

Just one of several ways to monitor your account and get account information. Simply call the automated telephone banking system 24/7 by dialing (419) 529-5603 and choosing option 1. 

Cashier Check or Money Order

Both a cashier check or money order can be obtained for just a $2 fee. Cashier checks include payee information. Money orders only contain the dollar amount, which allows you to fill in the payee information. The max amount for a Money Order is $1,000.

Coin Redemption

Get your coins counted for free with our coin counting machine located at our office. No rolled coins, please. Deposit is not required

Debit Card with 24x7x365 Fraud Monitoring Program 

Shopping with Advantage Credit Union's debit card brings with it the combination of the most sophisticated fraud detection technology with experienced fraud analysts. Each transaction is evaluated, and if a high-risk alert is detected, an analyst will contact you and inquire about any questionable transaction. Fraudwatch may contact you on the number we have listed as your home phone or via email. If Fraudwatch contacts you via phone, please call them back from the same phone they called you on at 1 (888) 241-2440. To activate your card or make a PIN change, call 1 (866) 762-0558. To report your card lost or stolen from within the U.S., call 1 (888) 241-2510. If you are outside of the U.S., you may report your card as lost or stolen at 1 (909) 941-1398. Please keep in mind that your debit card has a spending limit set on it and that limit refreshes every day at 6 PM/EST. Please contact the Credit Union during regular business hours for help. It is very important to make sure we have your correct contact info and email address at all times. You can update this info within our online banking system on the Profile tab, by visiting us in person, or you may mail us your signed request.

Direct Deposit

A quick and easy way to have access to your paycheck. Set-up is required through your employer’s payroll department. The information needed will be your account number and our routing number, which is 241279881. These can be found on a voided check or deposit slip. We can also print a Direct Deposit Form for you to give to your employer. Let us know if you need any help.

eStatements: FREE

Receiving your account statement online is efficient, safe, and located through our password protected online banking system.
1) Click Online Banking Login, 2) Enroll Now. Please contact us at (419) 529-5603 or message us for assistance. 

External Account Transfer 

In order to make banking easier and more convenient, we have upgraded our online banking system to allow you to transfer money to or from another account you may have at another financial institution. If you don't already have an online banking account set-up, simply choose Enroll Now. If you already have online banking, just login to create your External Account. Then, you can choose to transfer funds into or out of the account. Make sure to read the disclosures and detailed instructions. Please contact us at (419) 529-5603 or message us for assistance. 

Extended Vehicle Service Contracts

In addition to offering new, used, and refinanced auto loans, we also offer peace of mind and protection against expensive, unexpected automotive repair costs when you purchase an Extended Vehicle Service Contract.

Gift Cards 

Looking for a way to care for your friends, family or community? Consider an Advantage Credit Union Mastercard® Gift Card. Help someone in need or surprise someone just because you’re thinking of them. Gift cards are for everyone, on every occasion, to choose just what they want or need. Gift Cards are issued by Pathward, National  Association, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Card has no cash access.

Identity Protection and Credit Bureau Monitoring

Our Secure Checking account comes with IDProtect®, identity theft protection benefits to keep you and your eligible family secure. For one monthly charge of $5.95, you get a checking account, credit file monitoring, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement, cell phone coverage and more. You can register online or by calling 1 (866) 210-0361. Registration is required for some benefits.


Whether you need a home, auto, or personal loan, Advantage is here to fund you. Maybe a home improvement or home equity line of credit is what you need? One of our friendly loan officers would be happy to go over options with you. We offer competitive, low rates. Start your loan process by simply filling out our online loan application. Once you submit it, one of our loan officers will review your info and give you a call. 

Notary Service

This service is available to members, free of charge. Simply bring your documents into the office. 

Online Banking

Check balances, transfer money between accounts, view paid checks and Visa card transactions, remotely deposit a check and more! Create your online banking account at or on our mobile app, Advantage CU Mobile. You’ll start the process when you select Enroll Now. Call us if you need any help with this.

Overdraft Protection 

Protect yourself from fees for non-sufficient funds, avoid embarrassment, and help your credit with overdraft protection. Participation in overdraft protection is not mandatory, and you may opt out at any time by notifying one of our service representatives. Contact us to find out if you qualify.

PayPal Payment Option - *Discontinued*

Due to increasing costs to our members for this service, we have decided to cancel this method of making a payment. We offer several other ways to make a payment that do not charge you. Please contact us at 419-529-5603 to make a payment over the phone with a debit or credit card. You can also set-up auto payment or an external transfer on our online banking system. Please contact us at (419) 529-5603 or message us for assistance in getting your payment set-up to best fit you.

Payroll Deductions

Have a portion of your paycheck automatically electronically deposited into one or more accounts each payday. Check with your employer’s payroll department for availability of this service. For additional information, contact us at (419) 529-5603.

Remote Deposit Capture

We are excited to offer the modern way to deposit your check into your personal checking account without visiting our office or ATM. Remote Deposit Capture (RDC) allows you to digitally scan the image of your paper check and electronically transmit it to us. Get detailed instructions or for additional information, contact us at (419) 529-5603.

Savings Bond Redemption

For value assessments, pay earnings, and redemption services, bring your savings bond into our office. 


This scholarship program was created to honor the memory of Marilyn Archer who worked for the credit union as a volunteer for 20 years and a staff member for 10.  Every year, Advantage Credit Union awards a local graduating Senior a $1,000 scholarship to help with college expenses. The award is based on a student's scholastic achievements, extracurricular activities, and the applicant must be a member, or the son or daughter of a member of Advantage Credit Union. Congratulations to Adrian Allen, our 2023 winner!

ScoreCard Rewards with Advantage Platinum Visa 

Our Platinum Visa Card has a competitive 9.90% APR fixed-rate, no annual or balance transfer fees, and a rewards program called ScoreCard Rewards. You'll earn points with every qualifying credit card purchase. Create your account at Once your account is created, you can view your rewards balance, search and view all available redemption options and more! Choose from merchandise, charity giving, live event tickets, gift cards, travel, fuel discounts, or redeem points to erase previous purchases made, which allows you to get a statement credit for cash off your future bill! 

Travel Cards 

Secure at home and abroad. Pay smart on any trip. Ask about a Travel Card today! Our reloadable Visa® Prepaid Card is issued by Pathward, National  Association, member FDIC, pursuant to a license from Visa U.S.A. Inc. Use everywhere Visa Debit cards are accepted worldwide.

Visa Platinum Credit Card with ScoreCard Rewards

 A credit card has a low 9.90% APR fixed rate and no annual or balance transfer fees. Spend with ease and earn points to redeem on merchandise, travel, gift cards, discounts, and more!  Apply now!

Wire Services 

Have access to money wiring services for both incoming and outgoing dollars for a small service fee. For more information, Contact Us or call (419)529-5603No international wires.


Contact Us


Contact Us

Physical Address:
700 Stumbo Rd.
Ontario, OH 44906
Mailing Address:
P.O. Box 2674
Mansfield, OH 44906

Phone: (419) 529-5603
Fax: (419) 529-5068

Hours of Operation:
Monday-Friday: 8 AM-5 PM
(Lobby & Drive-Thru)
Saturday: 9 AM-1 PM
(Drive-Thru Only)

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