Experience the Credit Union Difference

Applying for a loan couldn't be any easier. 

   SECURE LOAN APPLICATION

Advantage Credit Union is the largest, locally owned credit union in Richland County, Ohio. Since 1961, our mission has been to provide a full range of quality financial services in a cost efficient, courteous, and professional manner. With us, you are more than just a customer - you are a member-owner and part of our family.

Membership is easy!

If you live, work, worship or attend school in Richland County or are related to a member, you qualify. Your first $5 deposit into your Savings Account establishes your lifetime membership and allows you to enjoy all the benefits Advantage offers. That's it!

Are you one of our neighbors? Ask about our Neighbor Opening Special!

We strive to make managing your finances simple, the way it should be.  

We promise you’ll enjoy the personal attention you just can’t find anywhere else in the area. We take the time to listen and helping you is our top priority. 

Advantage Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419.529.5603. All products and services available on this website are available at all Advantage Credit Union branches or by calling 419.529.5603.