• Slide image: Making You #1 Since 1961

    Making You #1 Since 1961

    Welcome to the largest, locally owned credit union in Richland County Ohio

    Learn More
  • Slide image: Applying for a loan couldn't be any easier

    Applying for a loan couldn't be any easier

    Click here for our Secure Online Loan Application

    Learn More
  • Slide image: No Fee Balance Transfers

    No Fee Balance Transfers

    Start 2019 out right with a 9.90% fixed rate Visa Platinum Card

    Learn More
  • Slide image: Secure Checking and ID Monitoring

    Secure Checking and ID Monitoring

    Get more from your Checking Account

    Learn More
  • Slide image: Debit Card Confidence

    Debit Card Confidence

    Fraud monitoring for high-risk alerts

    Learn More
  • Slide image: Thinking about a new car

    Thinking about a new car

    Get pre-approved with our quick and easy online application

    Learn More
  • Slide image: Identity Theft Protection

    Identity Theft Protection

    Get notified when someone checks your credit report

    Learn More
  • Slide image: Home Improvement Loans

    Home Improvement Loans

    Love your home again - Fixed Rate Loans at 9.90%, 10.76% APR

    Learn More
  • Slide image: Low Fixed Rate Credit Card

    Low Fixed Rate Credit Card

    Now offering a $25 credit on your first statement

    Learn More
  • Slide image: A mini-Branch near you

    A mini-Branch near you

    From Ashland Rd. to Lexington Ave. to Ontario - we make banking convenient

    Learn More
  • Slide image: Free eStatements

    Free eStatements

    Log into your online account and click eStatements to enroll

    Learn More
  • Slide image: Mortage dreams come true

    Mortage dreams come true

    We just may have the loan that is perfect for you

    Learn More
  • Slide image: Easy Online Banking

    Easy Online Banking

    Access all of your information at your convenience

    Learn More

Credit Union News

Closed Monday May 27th - Memorial Day

Remembering and honoring those who have died while serving in the United States Armed Forces.

Credit Scores and more!

Why checking your credit score can pay-off

2019 Marilyn Archer Scholarship

Local students could win $1,000 Scholarship from Advantage Credit Union.

Experience the Credit Union Difference

Applying for a loan couldn't be any easier. 


Advantage Credit Union is the largest, locally owned credit union in Richland County, Ohio. Since 1961, our mission has been to provide a full range of quality financial services in a cost efficient, courteous, and professional manner. With us, you are more than just a customer - you are a member-owner and part of our family.

If you live, work, worship or attend school in Richland County or are related to a member, you qualify for lifetime membership by a 1x $5 deposit into your Savings Account. That's it! Are you one of our neighbors? Ask about our Neighbor Opening Special!

We strive to make managing your finances simple, the way it should be.  

We promise you’ll enjoy the personal attention you just can’t find anywhere else in the area. We take the time to listen and helping you is our top priority. 

Sprint Credit Union Member Cash Rewards

Love My Credit Union Rewards



TruStage Auto & Home Insurance Program

Advantage Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419.529.5603. All products and services available on this website are available at all Advantage Credit Union branches or by calling 419.529.5603.


Alliance One Network



Advantage Credit Union logo

Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

LMCU Rewards

Richland Chamber

Copyright © 2019 Advantage Credit Union. All rights reserved.