• Slide image: You can count on us

    You can count on us

    Your local financial partners who care

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  • Slide image: Making You #1 Since 1961

    Making You #1 Since 1961

    Welcome to the largest locally owned credit union in Richland County Ohio

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  • Slide image: We want to help

    We want to help

    Get $50 towards your expenses when you qualify for our Visa Platinum Card

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  • Slide image: Credit Union Members Get Additional Savings

    Credit Union Members Get Additional Savings

    Take advantage of your valuable benefits

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  • Slide image: Quick Online Loan Form

    Quick Online Loan Form

    Sit back and relax - Applying for a loan couldn't be any easier

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  • Slide image: Thinking about a new car

    Thinking about a new car

    Get pre-approved with our simple online application

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  • Slide image: No Fee Balance Transfers

    No Fee Balance Transfers

    A smarter Credit Card option with a 9.90% Fixed Rate

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  • Slide image: A Home Equity Line of Credit

    A Home Equity Line of Credit

    Options to make that dream vacation a reality

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  • Slide image: Secure Checking and ID Monitoring

    Secure Checking and ID Monitoring

    Get more from your Checking Account

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  • Slide image: Debit Card Shopping Convenience

    Debit Card Shopping Convenience

    Make purchases easily and get added fraud detection technology

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  • Slide image: Identity Theft Protection

    Identity Theft Protection

    Get notified when someone checks your credit report

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  • Slide image: Home Improvement Loans

    Home Improvement Loans

    Love your home again - Fixed Rate Loans at 9.90%, 10.76% APR

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  • Slide image: A mini-Branch near you

    A mini-Branch near you

    From Ashland Rd. to Lexington Ave. to Ontario - we make banking convenient

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  • Slide image: Free e Statements

    Free e Statements

    Log into your online account and click eStatements to enroll

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  • Slide image: Manageable Mortgages

    Manageable Mortgages

    Helping you with your new beginning

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  • Slide image: Easy Online Banking

    Easy Online Banking

    Access all of your information at your convenience

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Credit Union News

Get $50 Visa Platinum Card Special

To help serve your needs during these uncertain times, we are offering a special through April 30, 2020. Get $50 to help towards your expenses when you apply and qualify for our Visa Platinum Card. Apply online in minutes with our Secure Loan Application. Must live, work, worship or attend school in Richland County. Call 419-529-5603 for details.

Update: Drive-thru Service OPEN; Lobby by appointment only

Effective Friday, March 20, 2020, we will be limiting our lobby access and mainly serving members through the Drive-thru only unless you call and make an appointment. If you need to speak to a staff member in person, such as to sign loan documents; please call us at 419-529-5603. Thank you.

Attention Members: We are here for you

Our offices remain open, but you can also access your account via Online Banking, Automated Teller phone 419-529-5603, option 1, ATM access, and Drop box. If you haven't created your online banking account yet, now would be a good time to set it up. See our step by step instructions under Services or call us for help.

Experience the Credit Union Difference


TruStage AD&D Guaranteed, No-Cost insurance.

Advantage Credit Union is the largest, locally owned credit union in Richland County, Ohio.

Since 1961, our mission has been to provide a full range of quality financial services in a cost efficient, courteous, and professional manner. With us, you are more than just a customer - you are a member-owner and part of our family. 

Membership is easy!
If you live, work, worship or attend school in Richland County or are related to a member, you qualify. Your first $5 deposit into your Savings Account establishes your lifetime membership and allows you to enjoy all the benefits Advantage CU offers. That's it!

Are you a neighbor? Ask about our Neighbor Special!
We strive to make managing your finances simple, the way it should be and we promise you’ll enjoy the personal attention you just can’t find anywhere else in the area. We take the time to listen and helping you is our top priority. 

Applying for a loan couldn't be any easier. 

Try our easy, online Secure Loan Application.

 Secure Loan Application     


Advantage Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419.529.5603. All products and services available on this website are available at all Advantage Credit Union branchesor by calling 419.529.5603.

Save Up To $15 on TurboTax and Get a Chance to Win $25K!

Sprint Credit Union Member Cash Rewards
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Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

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Copyright © 2020 Advantage Credit Union. All rights reserved.