As an Advantage Credit Union member, you have access to a wide variety of benefits and rewards programs. Learn more about these benefits and find the services you need to bank with ease.
Online Banking
Check balances, transfer money between your accounts, view paid checks and more! Use our easy, mobile-ready online banking system.
External Transfers & Remote Deposit Capture - Now Available!
Create an External account from another financial institution in order to move funds to or from this account to your Advantage online banking accounts. Remote Deposit Capture (RDC) allows you to digitally scan the image of your paper check and electronically transmit it to us. Find detailed instructions here: External Transfer, Remote Deposit Capture.
Ordering Checks
We are using Main Street as our new check partner for personal and business checks. Speak with a credit union representative to place your first order with Main Street. Then, future orders can be made online by clicking the Reorder Checks link below or by contacting us.
Over 60 styles available in both singles and duplicates
Single check option includes 90 checks and 18 deposit tickets
Duplicate check option includes 90 checks and 15 deposit tickets
First Class delivery typically within 3-6 days
Basic Package best suited for low volume check writers with 14 styles available, either 30 single checks or 36 duplicate checks
As an Advantage Credit Union member, you have access to a wide variety of benefits and rewards programs. Learn more about these benefits and find the services you need to bank with ease.
Accidental Death and Dismemberment Insurance: FREE
When you open a Savings Account and start your lifetime membership with us, all members get $2,500 of complementary Accidental Death & Dismemberment Insurance Coverage from American Income Life Insurance Company. For those 18 & older, you can claim an additional $2,000 worth of coverage through TruStage. This exclusive benefit for members is a great supplement to life insurance and can pay a cash benefit to your beneficiary if there is an accidental death, hospitalization, or dismemberment due to an accident. More coverage is available with a small fee. Visit American Income Life online or by calling (419) 344-4832. Claim your TruStage free benefit at TruStage.com/add or call (888) 888-3942.
App- Advantage CU Mobile
Access your Advantage Credit Union Mobile Accounts 24/7 from anywhere with Advantage CU Mobile. Free in the Google Play Store or the Apple Store. It's fast, secure, and free for all ACU members.
ATMs - Alliance One Network - No Fees
You have surcharge-free access to over 5,000 locations, including the District of Columbia and Puerto Rico, when using ATMs in the Alliance One Network. Find a branch or an ATM near you by visiting the Alliance One Network site, or contact us for help at (419) 529-5603. Don't pay to get your own money!
Automated Telephone Banking
Just one of several ways to monitor your account and get account information. Simply call the automated telephone banking system 24/7 by dialing (419) 529-5603 and choosing option 1.
Cashier Check or Money Order
Both a cashier check or money order can be obtained for just a $1 fee. Cashier checks include payee information. Money orders only contain the dollar amount, which allows you to fill in the payee information.
Coin Redemption
Get your coins counted for free with our coin counting machine located at our office. No rolling needed or deposit required.
Debit Card with 24x7x365 Fraud Monitoring Program
Shopping with Advantage Credit Union's debit card brings with it the combination of the most sophisticated fraud detection technology with experienced fraud analysts. Each transaction is evaluated, and if a high-risk alert is detected, an analyst will contact you and inquire about any questionable transaction. If you get a phone call from Fraudwatch, please call them back at (866) 842-5208 or (855) 961-1602 for the automated verification method, which you will need to provide your case number. If your transactions are getting denied or you need to report your card as being lost or stolen, please call us during business hours or (888) 263-3370 after hours. We are watching out for you. Please keep in mind that your card has a daily spending limit which refreshes each day at 3am EST /2am CST. If your transaction isn't going through or you need to raise your limit, please call the credit union during regular business hours.
Direct Deposit
A quick and easy way to have access to your paycheck. Set-up is required through your employer’s payroll department. The information needed will be your account number and our routing number, which is 241279881. These can be found on a voided check or deposit slip. We can also print a Direct Deposit Form for you to give to your employer. Let us know if you need any help.
eStatements: FREE
Receiving your account statement online is efficient, safe, and located through our password protected online banking system. 1) Click Online Banking Login, 2) Enroll Now. Please contact us at (419) 529-5603 ormessage us for assistance.
External Account Transfer
In order to make banking easier and more convenient, we have upgraded our online banking system to allow you to transfer money to or from another account you may have at another financial institution. If you don't already have an online banking account set-up, simply chooseEnroll Now. If you already have online banking, just login to create your External Account. Then, you can choose to transfer funds into or out of the account. Make sure to read the disclosures and detailed instructions. Please contact us at (419) 529-5603 ormessage us for assistance.
Gift Cards
Looking for a way to care for your friends, family or community? Consider an Advantage Credit Union Mastercard® Gift Card. Help someone in need or surprise someone just because you’re thinking of them. Gift cards are for everyone, on every occasion, to choose just what they want or need. Gift Cards are issued by Pathward, National Association, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Card has no cash access.
Identity Protection and Credit Bureau Monitoring
Identity protection is a member benefit available with our Secure Checking account. It is meant to keep you and your family secure. Our IDProtect® product, an identity theft monitoring and resolution service, also allows joint account holders, and some family to be eligible. Learn more by calling (866) 210-0361 to activate your additional benefits or by contacting us today.
Notary Services
These services are available to members free of charge. Simply bring your document into the office.
Overdraft Protection
Protect yourself from fees for non-sufficient funds, avoid embarrassment, and help your credit with overdraft protection. Participation in overdraft protection is not mandatory, and you may opt out at any time by notifying one of our service representatives. Contact us to find out if you qualify.
PayPal Payment Option
Out of town and still need to make a payment? Use our PayPal account to quickly make a payment with a small fee. View the PayPal payment option. You can also make a payment by simply contacting us at (419) 529-5603. We can take your credit or debit card over the phone.
Payroll Deductions
Have a portion of your paycheck automatically electronically deposited into one or more accounts each payday. Check with your employer’s payroll department for availability of this service. For additional information, contact us at (419) 529-5603.
Remote Deposit Capture
We are excited to offer the modern way to deposit your check into your personal checking account without visiting our office or ATM. Remote Deposit Capture (RDC) allows you to digitally scan the image of your paper check and electronically transmit it to us. Get detailed instructions or for additional information, contact us at (419) 529-5603.
Savings Bond Redemption
For value assessments, pay earnings, and redemption services, bring your savings bond into our office.
Scholarship
This scholarship program was created to honor the memory of Marilyn Archer who worked for the credit union as a volunteer for 20 years and a staff member for 10. Every year, Advantage Credit Union awards a local graduating Senior a $1,000 scholarship to help with college expenses. The award is based on a student's scholastic achievements, extracurricular activities, and the applicant must be a member, or the son or daughter of a member of Advantage Credit Union. Congratulations to Olivia Houseworth, our 2022 winner!
Travel Cards
Secure at home and abroad. Pay smart on any trip. Ask about a Travel Card today! Reloadable Visa® Prepaid Card is issued by Pathward, National Association, member FDIC, pursuant to a license from Visa U.S.A. Inc. Use everywhere Visa Debit cards are accepted worldwide.
Wire Services
Have access to money wiring services for both incoming and outgoing dollars for a small service fee. For more information, Contact Us or call (419)529-5603. No international wires.
