Banking with Advantage

Debit Card with 24x7x365 Fraud Monitoring Program 

Shopping with Advantage Credit Union's debit card brings with it the combination of the most sophisticated fraud detection technology with experienced fraud analysts. Each transaction is evaluated, and if a high-risk alert is detected, an analyst will contact you and inquire about any questionable transaction. If you get a phone call from Fraudwatch, please call them back at (866) 842-5208 or (855) 961-1602 for the automated verification method, which you will need to provide your case number.  If your transactions are getting denied or you need to report your card as being lost or stolen, please call us during business hours or (888) 263-3370 after hours. We are watching out for you. Please keep in mind that your card has a daily spending limit which refreshes each day at 3am EST /2am CST. If your transaction isn't going through or you need to raise your limit, please call us during regular business hours. 

Accidental Death and Dismemberment Insurance: No-Cost

When you open a Savings Account and start your lifetime membership with us, all members get $2,500 of complementary Accidental Death & Dismemberment Insurance Coverage from American Income Life Insurance Company and for those 18 & older, you can claim an additional $2,000 worth of coverage through TruStage. This exclusive benefit for members is a great supplement to life insurance and can pay a cash benefit to your beneficiary if there is an accidental death, hospitalization, or dismemberment due to an accident. More coverage is available with a small fee.  Visit American Income Life online or by calling (419) 344-4832. Claim your TruStage benefit at TruStage.com/add or call (888) 888-3942.

ATMs - Alliance One Network - No Fees

You have surcharge-free access to nearly 4,900 locations, including the District of Columbia and Puerto Rico, when using ATMs in the Alliance One Network. Find a branch or an ATM near you by visiting the Alliance One Network site, or contact us for help at (419) 529-5603. Don't pay to get your own money. 

Automated Telephone Banking

Just one of several ways to monitor your account and get account information. Simply call the automated telephone banking system 24/7 by dialing (419) 529-5603 and choosing option 1. 

Cashier’s Check or Money Orders

Both a cashier’s check and money order can be obtained for just a $1 fee. Cashier’s checks include payee information. Money orders only contain the dollar amount which allows you to fill in the payee information.  

Coin Redemption

Get your coins counted for free with our coin counting machine located at our office. No rolling or deposit required. 

Direct Deposit

A quick and easy way to have access to your paycheck. Setup is required through your employer’s payroll department. The information needed will be your account number and our routing number (which is 241279881); these can be found on a voided check or deposit slip. 

External Account Transfer 

In order to make banking easier and more convenient, we have upgraded our online banking system to allow you to transfer money to or from another account you may have at another financial institution. If you don't already have an online banking account set-up, simply choose Enroll Now. If you've already set-up your online banking account, just login to your Advantage online banking account to create your External Account. You can then choose to transfer funds into or out of the account. Make sure to read the disclosures and detailed instructions. Please call us at 419.529.5603 or message us for assistance. 

Free eStatements 

Receiving your account statement online is efficient, safe, and located through our password protected online banking system. Just get started by logging in and entering your information at the Enroll Now location.

Online Banking Login

Gift Cards 

Looking for a way to care for your friends, family or community? Consider a Advantage Credit Union Mastercard® Gift Card. Help someone in need or surprise someone just because you’re thinking of them. Gift cards are for everyone, on every occasion, to choose just what they want or need. Gift Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Card has no cash access.

Identity Protection and Credit Bureau Monitoring

Identity protection is a member benefit available through our secure checking account. It is meant to keep you and your family secure. Our IDProtect® product, an identity theft monitoring and resolution service, also allows joint account holders, and family to be eligible. Learn more by calling (877) 610-7889 to activate your added benefits or by contacting us today.

Notary Services

These services are available to members free of charge; simply bring your document into the office. 

Overdraft Protection 

Protect yourself from fees for non-sufficient funds, avoid embarrassment and help your credit with overdraft protection. Participation in overdraft privilege is not mandatory, and you may opt out at any time by notifying one of our service representatives. Contact us to find out if you qualify.

PayPal Payment Option

Out of town and still need to make a payment? Use our PayPal account to quickly make the payment with a small fee. View the PayPal payment option. 

Payroll Deductions

Have a portion of your paycheck automatically electronically deposited into one or more accounts each payday. Check with your employer’s payroll department for availability of this service. For additional information, contact us at (419) 529-5603.

Remote Deposit Capture

We are excited to offer the modern way to deposit your check into your personal checking account without visiting our office or ATM. Remote Deposit Capture (RDC) allows you to digitally scan the image of your paper check and electronically transmit it to us. Get detailed instructions or for additional information, contact us at (419) 529-5603.

Savings Bond Redemption

For value assessments, pay earnings, and redemption services, bring your savings bond into our office. 

Scholarship 

This scholarship program was created to honor the memory of Marilyn Archer who worked for the credit union as a volunteer for 20 years and as a staff member for 10 years.  Every year, Advantage Credit Union awards a local graduating Senior a $1,000 scholarship to help with college expenses. The award is based on a student's scholastic achievements, extracurricular activities, and the applicant must be a member, or the son or daughter of a member of Advantage Credit Union. Congratulations to Molly Utt, our 2021 winner! Click here to view the 2022 Marilyn Archer Scholarship Application.

Travel Cards 

Secure at home and abroad. Pay smart on any trip. Ask about a Travel Card today! Reloadable Visa® Prepaid Card is issued by MetaBank®, member FDIC, pursuant to a license from Visa U.S.A. Inc. Use everywhere Visa Debit cards are accepted worldwide.

Wire Services 

Have access to money wiring services for both incoming and outgoing dollars for a service fee of $20. For more information, Contact Us or call (419)529-5603. No international wires.