Advantage Secure Checking - Advantage Credit Union

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  • Advantage Credit Union - Ontario Office, 700 Stumbo Road, Ontario, OH
  • Advantage Credit Union - Lexington Avenue Kiosk, 270 Lexington Avenue near Shaw Ott Medical, Mansfield, OH
  • Advantage Credit Union - Ashland Road Kiosk, 860 Ashland Road near Boliantz Hardware, Mansfield, OH
  • Mansfield Municipal Court Building, 30 N. Diamond St. (open during business hours only), Mansfield, OH

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Advantage Secure Checking

Advantage Secure Checking

Advantage Secure Checking

September 16, 2022

Be Safer. Spend Smarter. It’s Simple!
Advantage Secure Checking makes it simple to keep your family finances safer and take advantage of smart discounts on financial services.

Login to IDProtect® to activate your additional benefits online or call (866) 210-0361 for personal assistance. We can also help you with this process. Stop by the office or call the Credit Union for help.  

FINANCIAL FEATURES
• No minimum balance required
• Unlimited check writing
• Debit card with unlimited transactions
• Overdraft Protection available
• Online Banking
• E-Statements available
• VISA credit card available
All for a $5.95 monthly service charge.

Advantage Secure Checking Includes the following benefits at no additional cost:
IDProtect®
• Identity theft monitoring and resolution servicefor you and your family
• Includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage2 and Resolution Service
Cellular Telephone Protection2
• Covers up to three phones listed on the cellularphone bill
• Covers damage or theft
• Up to two claims per twelve month period
• Up to $300 per claim
• $50 deductible per claim
• Cellular phone bill must be paid using eligible account

1) Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the
terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available
to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or
schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and
parent(s) of the account owner who are residents of the same household.

2) Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits
described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is
provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not a deposit; not NCUA
insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.

IDProtect® helps to better protect you, your spouse, dependent children up to age 25 and parents living in the same household as the account owner, for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Advantage Credit Union.

Fully Managed Recovery

Comprehensive Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.

Identity Theft Expense Reimbursement

Up to $10,000 Identity Theft Expense Reimbursement2 – To cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records. (Refer to Guide to Benefit for complete details of coverage.)

3-in-1 Credit File Monitoring3
 – IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (registration/activation required)

Credit Report and Score4
 – Access to credit reports and credit scores. (registration/activation required)

Identity Monitoring – Monitoring of more than 1,000 databases and public records to identity suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
(registration/activation required)

Debit and Credit Card Registration
– Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)

IDProtect® StealthType™ Anti-Keylogging Tool
– Downloadable software that helps to provide a safe and secure browsing environment while isolating online activity from crimeware. (registration/activation required)

Online Identity Theft News Center and Valuable Phone and Web Resources
– Get advice on ways to protect yourself from identity theft, read educational tips and access valuable online resources and news related to identity fraud and credit. (registration/activation required)

1) Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the
terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
2) Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
3) Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
4) Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit
score to assess your creditworthiness.

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ADVANTAGE CREDIT UNION,  INC.
Physical Address:
700 Stumbo Rd.
Ontario, OH 44906
Mailing Address:
P.O. Box 2674
Mansfield, OH 44906

Phone: (419) 529-5603
Fax: (419) 529-5068

Hours of Operation:
Monday-Friday: 8 AM-5 PM
(Lobby & Drive-Thru)
Saturday: 9 AM-1 PM
(Drive-Thru Only)

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