Learn some helpful spring cleaning tips for your finances - Advantage Credit Union

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Physical Address: 700 Stumbo Road, Ontario, Ohio 44906 
Mailing Address: P.O. Box 2674, Mansfield, Ohio 44906
Hours: Monday - Friday from 8 a.m. - 5 p.m.
               Saturday from 9 a.m. - 1 p.m. in the Drive-Thru only
Phone: 419-529-5603
24/7 Automated Teller Voice Response System: 419-529-5603, option 1
Fax: 419-529-5068


  • Advantage Credit Union - Ontario Office, 700 Stumbo Road, Ontario, OH
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Helpful spring cleaning tips for your finances

Helpful spring cleaning tips for your finances

Helpful spring cleaning tips for your finances

March 24, 2022

Spring cleaning is for finances, too.
There’s nothing quite like airing out your home from a long winter, scrubbing it down to a sparkly shine, and decluttering the mess that’s piled up. Deep cleans are meant for more than just your house, though. Your finances most likely need some spring cleaning, too.

According to Nerd Wallet, spring is a good time to “conduct a thorough review of your finances and address any neglected areas.” The first and easiest way to conquer that task is by updating your budget, which changes in different areas each year. It’s good to reassess spending habits at least once a year.

Financial goals can change over time, particularly during pandemic years, so reevaluating them each spring is important. Everything from annual vacations to new jobs should be included in your list of financial goals.

Other ways to clean up your finances this spring include reviewing your insurance coverage, services, and cutting unnecessary subscriptions, updating credit cards based on your spending habits in order to maximize rewards and incentives, and making sure your mobile app balances (PayPal, Venmo, Cash App) have zero balances in order to collect interest on cash that is otherwise just sitting there.

Learn the best tips for a thorough financial scrubbing from Money Crashers.

Get rid of old stuff – This one is self-explanatory: Clean your house of all the things you never use anymore and make a little money at the same time. It’s a win-win!  

Clean up your paperwork – Move all your paperwork to a digital format, backing important documents up in two separate places, like an automated cloud service and an external hard drive, to cut down on unnecessary clutter.

Automate your savings – Bulk up your savings by splitting your direct deposit between your checking and savings accounts. If it’s not there, you won’t miss it. You’ll actually end up tricking yourself into saving more.

Review your credit reports for errors – You can check your credit report for free with the three main credit bureaus, at www.annualcreditreport.com or or you may contact them at Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281, 1-877-322-8228.  With an Advantage Secure Checking account with  IDProtect – you can receive a new Three Bureau credit report every 90 days. Now is the best time to comb through your reports and make sure there are no errors. 

No matter how or when you comb through your finances, it’s important to do it at least once a year. But why not tie it into annual spring cleaning and knock everything out at once?

 Please contact us if you need help with any of your financial concerns. 

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Physical Address:
700 Stumbo Rd.
Ontario, OH 44906
Mailing Address:
P.O. Box 2674
Mansfield, OH 44906

Phone: (419) 529-5603
Fax: (419) 529-5068

Hours of Operation:
Monday-Friday: 8 AM-5 PM
(Lobby & Drive-Thru)
Saturday: 9 AM-1 PM
(Drive-Thru Only)

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