Advantage Credit Union

A Low, Fixed-Rate Credit Card? Absolutely.

Low, Fixed-Rate Credit Card Options for Millennials | Advantage Credit Union

Internet shopping. Auto bill-pay. In-app purchases for your favorite games. It’s hard to imagine life without a credit card these days.

Most of those convenient 16-digit numbers come with hefty interest fees and variable rates that put an even higher price tag on the things you want and need.

But not this credit card.

Did we mention you get a $50 credit on your first statement?

Advantage Credit Union offers a credit card with a low fixed APR and overdraft protection.

Low, Fixed-Rate Credit Cards | Advantage Credit Union

No Annual Fee

No Surprises, Fixed-Rate APR

ScoreCard® Rewards – Redeem Your Points for Great Merchandise & Travel Rewards

No Fee for Balance Transfers


And, if you’re wanting to consolidate multiple cards, transfer your balances with no fee.

With Advantage Credit Union, you always have our support. Literally. We talk to you from our local office rather than outsourcing customer service overseas.

Simply apply online and hit submit. Quick. Easy. Awesome.  >>

Apply Now

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Why Join a Credit Union?

Isn't it just another bank?

No way. With a bank, you’re just a customer in a pool of millions. Credit unions invite you along as a stakeholder. The difference? The credit union passes profits onto you with lower fees and rates.

Advantage Credit Union is rooted in your local community and invested - literally and figuratively - in your life and the lives of citizens who live, work, worship, or attend school in Richland County.

Benefits of Joining Advantage Credit Union:

    • Exceptionally low APRs for credit cards–often more than half the rate of bank credit cards!

    • Low home mortgage and car loan rates

    • Competitive checking, savings, CD, and money market rates

    • No ATM fees at over 5000 locations nationwide


It doesn’t take much to become a lifetime member - just a one-time investment of $5 into your own savings account.

A small price for security, peace of mind, reduced or no fees, and better return on your investment? Seriously. Why wouldn’t you become a member? Contact us to learn how to become a member, or stop by Advantage Credit Union today.

Advantage Credit Union logo

Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

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Copyright © 2020 Advantage Credit Union. All rights reserved.