A Low, Fixed-Rate Credit Card? Absolutely.

Advantage Credit Union offers a credit card with a low fixed APR and overdraft protection. With Advantage Credit Union, you always have our support. Apply for a credit card today!

AD&D Insurance - Claim Your No-Cost Coverage

Claim your no-cost AD&D Insurance. Add more coverage starting between $1 and $1.50 per month.*

ATMs - Alliance One Network

Advantage Credit Union is a member of the Alliance One Network. Avoid surcharges, at over 4,900 convenient ATMs across the U.S., including the District of Columbia and Puerto Rico!

Audio Telephone Banking

For your convenience, we offer several ways to get your account information. You can call our automated Audio Telephone Banking System anytime by dialing 419-529-5603 and choosing option 1.

Cashier's Check/Money Order

We offer for a fee of $1 either a Cashier's Check or a Money Order. We will type in the Payee info on a Cashier's Check, whereas the Money Order will have only the dollar amount filled out and you can make it payable to whomever you'd like.

Check Re-Ordering Online

Order online or send us your re-order slip found within your checks!

Coin Redemption

Our members can bring us their coins and we will run them through our coin counting machine for free.

Debit Card

If you want the convenience of using a debit card, we offer a free option! Most importantly, our card brings with it the combination of the most sophisticated fraud detection technology with experienced fraud analysts.

Direct Deposit

A quick and easy way to get your paycheck is by direct deposit. The first step in getting this set-up is to check with your payroll department to see what information they need, usually just your account number and our routing number.


Receiving your statement electronically is not only convenient, it also is safer than having your information accessible from your mailbox. Plus, it's free.

Identity Protection

Protecting your identity is important, but it’s also time-consuming, especially when your household has several identities to track. Advantage Credit Union offers a checking account with ID protection to keep you and your family secure.

Love My Credit Union Rewards

With just one website, you can save money with exclusive credit union member discounts.

Notary Services

Most of our Staff are Notaries. If you need a document notarized, bring it into the office and we will help with this task free of charge for our members.

Online Banking

Check balances, transfer money between your accounts, view paid checks and more! Use our easy, mobile ready online banking system.

Overdraft Protection

Protect yourself from fees for non-sufficient funds, avoid embarrassment and help your credit.

PayPal Payment Option

If you need to make your payment, you can choose to use our PayPal account. There is a fee to use this service, but it is a benefit to those who are out of town and need to make their payment quickly.

Payroll Deduction

Allows you to have a portion of your payroll electronically deposited every payday into your accounts. The funds can be divided - automatically - among your accounts. We are here to help you!

Savings Bond Redemption

If you have Savings Bonds, bring them in and our friendly staff will look up the value, pay earnings, and redeem them if you'd like.


Advantage Credit Union will award a $1,000 scholarship to a graduating High School Senior.

Visa Platinum Card w/ Rewards

Advantage Credit Union, Inc. offers a VISA Platinum Card with a competitive rate and no annual fee.

Wire Services

If you want to wire money or have money wired into your account, we offer this service for a fee of $20 dollars incoming or outgoing.

Advantage Credit Union logo

Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

LMCU Rewards

Copyright © 2020 Advantage Credit Union. All rights reserved.