Applying for a loan couldn't be any easier. 

   Secure Loan Application  


Dividend RateAPY*
Share Savings/Club     0.03%0.03%
Secure Checking0.00%0.00%
Roth & Traditional IRA0.35%0.35%
Money Market0.05%0.05%
Business Savings0.03%0.03%
Business Checking0.00%0.00%



New & Used

Cars, Trucks, Motorcycles, Recreational Vehicles, Boats, & P.R.V.s 

Rates as low as

4.3792% APY* 

Terms up to 84 months 

*Based on a $20,265 loan at 72 months for a well qualified buyer,
4.04% Interest Rate, 4.3792% APY, which includes fees. 

Loan Late Charge:
5% of payment amount after 10 days; minimum $25.00 maximum $75.00 

Processing Fee:
$195.00, which will be added to your loan and included in your actual APY 

VSI Premium Charge: $70.00 

Rates are determined upon individual credit qualifications 

Share Secured Loan

Rate: 3% above earnings rate on account securing the loan 

Loan to be 100% secured by a share, club or CD account. No maximum term on loan; however, maturity date on CD secured loans must not exceed maturity date of CD. 

 Unsecured Loan


 Maximum Term 60 months
Maximum $10,000 
$195 Application Fee

VISA Platinum

 9.90% Fixed Rate

 No Annual Fee

No Balance Transfer Fee

Cash Advance Fee $2 or 2.00% of the amount of each cash advance, whichever is greater (Max $10). 

Home Improvement Loan

9.90% Fixed Rate
10.76% APY

Based on a $10,000 loan
for 60 months 

Application Fee $195.00

Home Equity Line of Credit 

$195 Application Fee plus
Third-Party Expenses.
80% LTV - Call for current rates

Fixed Rate Closed-End Equity Loan  

Maximum loan amount $400,000

Borrower pays title insurance and survey endorsement.

$195 Application Fee plus Third-Party Expenses. 

Adjustable Rate Mortgages

Maximum loan amount $400,000

Borrower pays title insurance and survey endorsement. 

Based on appraised value. 

Call for details. 

Vacant Land

Fixed Closing Costs of $500, which includes appraisal, title search, title insurance, flood hazard det., and recording fees.

Call for details.

 *APY = Annual Percentage Yield

Rates may be adjusted and are based on your credit worthiness

Approval locks in your rate for 30 days

Rates as of 7/1/2020

Advantage Credit Union logo

Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

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