Home Mortgage

Searching for the best mortgage loan and understanding all of the many options available can be anything but simple.

Our professional, experienced loan officers know the Mansfield, Ohio area and promise to take the time to custom build a mortgage loan that is perfect for you. Whether you are considering on buying a home or just want to verify that you have the best mortgage rate possible, we are here to help! Visit us today in the heart of Ontario for a free consultation! We are here to help you!

You may want to review the Settlement cost booklet from The Consumer Financial Protection Bureau (PDF) for help shopping for your home loan and getting familiar with the various stages of the home-buying process. Another tool for help is The CFPB's Home Loan Toolkit (PDF)

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The Consumer handbook on adjustable-rate mortgages or "CHARM booklet" (PDF) from The Consumer Financial Protection Bureau will explain all about adjustable rate mortgages.

If you are considering a Home Equity Line of Credit (HELOC), you will want to read over the What you should know about home equity lines of credit booklet (PDF) from the Consumer Financial Protection Bureau.

Adjustable Rate 1st Mortgages
  • Call 419-529-5603 for current rates
  • Term up to 30 years
  • 80% LTV, based on appraised value
  • 3/3 ARM rates capped at 2% per adjustment, 6% over the life of the loan
  • 1/1 ARM rates capped at 1% per adjustment, 6% over the life of the loan 
  • Maximum loan amount is $400,000
Home Equity 
The best source of credit may be the equity in your home. In many cases, the interest rate is lower than other types of loans and if you check with your tax adviser, the interest may be tax deductible. Also, a line of credit is something you can use at your convenience - take as much or as little as you need!

  • No pre-payment penalty
  • No application fee
  • Borrow up to 80% of the value of your home

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Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

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