At Advantage Credit Union, we offer a Checking Account plus valuable benefits to keep you and your family safe!

We call it our Secure Checking Account.

For only $5.95 a month, benefits apply to Account owners and their eligible family members! 

No Minimum Balance required

Unlimited check writing

Debit Card with unlimited transactions

Overdraft protection

Online Banking


Visa Credit Card available


                                                                                                     Cellular Telephone Protection3



Help better protect yourself, your family and your joint account owners with our identity theft and resolution service1 that includes credit file monitoring2, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.

  • Up to $10,000 Identity Theft Expense Reimbursement Coverage3 for expenses associated with restoring your identity.

  • Comprehensive Identity Theft Resolution Services - access to a dedicated fraud specialist assigned to manage your case until your identity is restored.

  • Debit and Credit Card Registration (Registration/activation required.)

  • 3-in-1 Credit File Monitoring2 - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (Registration/activation required.)

  • 3-in-1 Credit Report - request a new 3-in-1 report every 90 days or upon receipt of a credit alert (Registration/activation required.)

  • Credit Score - receive a new single bureau credit score with every new credit report Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)

  • Identity Monitoring - monitoring of over 1,000 databases. (Registration/activation required.)

  • IDProtect® StealthType™ Anti-Keylogging Tool - Downloadable software that helps to provide a safe and secure browsing environment while isolating online activity from crimeware. (Registration/activation required.)

  • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)

Cellular Telephone Protection3 - Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account)

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any credit union affiliate.

Deposits on all accounts are insured up to $250,000 by the NCUA, National Credit Union Administration.

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Advantage Credit Union logo

Ph: (419)529-5603
Fx: (419)529-5068

Physical Address:
700 Stumbo Rd, Ontario, OH 44906
Mailing Address:
P.O. Box 2674, Mansfield, OH 44906

This Credit Union is federally-insured by the
National Credit Union Administration.

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