Dividend RateAPY*
Share Savings/Club     0.03%0.03%
Secure Checking0.00%0.00%
Roth & Traditional IRA0.35%0.35%
Money Market0.05%0.05%
Business Savings0.03%0.03%
Business Checking0.00%0.00%

New & Used

Cars, Trucks, Motorcycles, Recreational Vehicles, Boats, & P.R.V.s 

Rates as low as 3.79% / 4.1239% APY* 

Terms up to 84 months 

*Based on a $20,265 loan at 72 months for a well qualified buyer,
3.79% Interest Rate, 4.1239% APY,
which includes fees. 

Loan Late Charge:
5% of payment amount after 10 days; minimum $25.00 maximum $75.00 

Processing fee:
$195.00, which will be added to your loan
and included in your actual APY 

VSI Premium charge: $70.00 

Rates are determined upon
individual credit qualifications 

Share Secured Loan

Rate: 3% above earnings rate on account securing the loan 

Loan to be 100% secured by a share, club or CD account. No maximum term on loan; however, maturity date on CD secured loans must not exceed maturity date of CD. 

 Unsecured Loan


 Maximum Term 60 months
Maximum $10,000   

VISA Platinum


 No annual fee 

Home Improvement Loan

9.90% Fixed Rate
10.76% APY

Based on a $10,000 loan for 60 months 
Application fee $195.00

Home Equity Loan 

Home Equity Line of Credit-
80% LTV - Call for current rates

Fixed Rate Home Equity Loan-
80% LTV - Call for current rates 

Home Mortgage Loan  

Adjustable Rate Mortgage Loan- 
80% LTV - Call for current rates 

 *APY = annual percentage yield

  • Rates may be adjusted and are based on your credit worthiness
  • Approval locks in your rate for 30 days

Print Loan Application

Rates as of 2/1/2018

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